2012 Assets Learning Conference

Building the Next Generation of Savers: Integrating Savings Accounts in Schools

September 20, 2012 2:00 pm - 3:15 pm

Room: Washington 1

Increasingly, policymakers are viewing Children’s Savings Accounts as a means to improve financial literacy among youth and integrate the un- and under-banked into the mainstream financial services sector. This session combines research on the impact of financial shocks – i.e. income shock, asset shock, asset poverty and home loss – on children’s well-being with research on Children’s Savings Accounts in schools. The discussion will explore the degree to which Children’s Savings Accounts can mitigate the consequences of financial shocks for children and it will highlight strategies for implementing children’s savings programs to have optimal impact.


  • Michael Cheang, University of Hawaii at Manoa
  • William Elliott III, University of Kansas (Presentation - PDF)
  • Nicole Truog, Center for Financial Security, University of Wisconsin-Madison (Presentation - PDF)
  • Trina Shanks, University of Michigan (Moderator)
 This session is designed exclusively for the Research Forum.