We've heard the wild stories of M-Pesa and other mobile money programs taking East Africa by storm. Innovators in the US are creating flashy apps and consumers are flocking to pre-paid cards – all trends that inspire us to think big about how the US consumer will eventually be cashless. But the experiences in the US and in other countries are vastly different. What accounts for these differences?

 

• Monique Cohen, Microfinance Opportunities
• Jonathan Miller, Federal Deposit Insurance Corporation (FDIC)
• Sarah Rotman, Consultative Group to Assist the Poor (CGAP)
• Evelyn Stark, Bill & Melinda Gates Foundation (Moderator)