2012 Assets Learning Conference

The Right Hand Side of the Balance Sheet: New Findings on Consumers Using and Reducing Debt

September 20, 2012 3:30 pm - 4:45 pm

Room: Delaware A

The middling nature of the post-recession recovery has been attributed to the “balance sheet recession” preceding it. Household debt – including underwater home mortgages, student loans, credit card balances, or otherwise – is inhibiting American households’ ability both to make consumer purchases in the present and save for retirement in the future. This session looks at the various types and levels of debt facing American households, and their post-recession access to credit and other debt instruments. Discussants will identify potential behavioral approaches to reducing household debt and restoring financial stability to American households.


 This session is designed exclusively for the Research Forum.