Designing Attractive Accounts for Lower-Income Consumers
September 20, 2012 11:00 am - 12:15 pm
Room: Washington 2
Recent research has drawn attention to the large number of unbanked and underbanked households in the United States. The papers in this session explore how a variety of promising tools – including safe, low-cost accounts, mobile banking services and targeted financial education – can be employed to better integrate low-income consumers into the formal banking sector. The ensuing discussion will delve into next steps for moving this work forward including the potential for integrating low-cost accounts into pre-existing social programs.
Speakers:
- Alice Cope, Cornell University (Presentation - PDF)
- Wenhua Di, Federal Reserve Bank of Dallas (Presentation - PDF)
- Sherrie Rhine, Federal Deposit Insurance Corporation (Presentation - PDF)
- Max Schmeiser, Federal Reserve Board (Presentation - PDF)
- Pamela Chan, New America Foundation (Moderator)
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This session is designed exclusively for the Research Forum.
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Suite 400 
