WHAT'S INCLUDED?
WHAT'S THE COST?
We are happy to be able to offer you this cruise opportunity for a deeply discounted rate of $300 USD. Should you wish to bring a guest to share your stateroom, you may do so for an additional $700 USD. Please note that your invitation is non-transferable.
WHAT'S NOT INCLUDED THAT I SHOULD EXPECT TO PAY FOR?
The following personal travel expenses are not included:
WHOM SHOULD I TIP?
Customary gratuities have been taken care of on your behalf for all ship and airport staff, as well as all staff involved in our functions. Gratuities for services you book yourself (shore excursions, spa or salon services) are not included and would be at your own discretion.
WHAT TYPE OF IDENTIFICATION/DOCUMENTATION IS REQUIRED FOR THIS PROGRAM?
It is your responsibility to be in possession of the proper personal identification and travel documents for your trip. Guests without proper documentation will be denied transit and/or entry, and will not be eligible for a refund of travel or personal expenses.
For travel that commences, terminates, or stops in any destination outside of the 50 United States, passengers of all ages are required to have a valid passport (including infants and children under the age of 18) valid for six months beyond the return date of this trip. As requirements vary for each nationality and individual citizen's situation, we recommend all travelers verify their individual documentation requirements with their local consulate or a visa service, such as VisaCentral (http://visacentral.com/). Obtaining a passport and/or visa requires several weeks, so please plan appropriately. For more information about international travel, including passport validity and visa requirements, please visit the U.S. State Department Travel website, or contact your local embassy or consulate.
Please note that passport cards are not valid for international air travel.
HOW DO I APPLY FOR A U.S. PASSPORT? HOW LONG DOES IT TAKE TO GET ONE?
Visit the U.S. State Department Passport website for more information about applying for a U.S. Passport, including passport fees. Please be advised that routine processing times can be 6-8 weeks, so please plan accordingly.
We recommend taking a photo of your passport on your phone and/or emailing it to yourself in the event your passport is lost, damaged or stolen while traveling. This will help expedite the passport replacement process in the unlikely event this should occur.
WHAT SHOULD I PACK?
We suggest packing lightweight, breathable clothing. Cotton or linen are good choices. Be sure to pack a pair of comfortable sandals or shoes, preferably rubber-soled, and don't forget your swimsuit, sunglasses and sunscreen. We also suggest bringing a sweater or jacket for possible cooler evenings, and dressier attire for dinner and cocktail receptions.
WHAT IS THE TIME DIFFERENCE?
Time zones for the Ports are as follows:
Miami, FL - Eastern Daylight Time (GMT-4)
The Bahamas - Eastern Daylight Time (GMT-4)
Charlotte Amalie, St. Thomas - Atlantic Standard Time (GMT-4)
Philipsburg, St. Maarten - Atlantic Standard Time (GMT-4)
WHAT ITEMS ARE PROHIBITED IN MY CARRY-ON LUGGAGE?
For an up-to-date list of items banned from carry-on luggage, please visit: http://www.tsa.gov/travel/security-screening/prohibited-items
HOW MUCH LUGGAGE CAN I TAKE?
Most carriers charge a fee for checked luggage. Please check with your airline for current fees. Baggage allowance and costs vary by destination and fare type. Most airlines allow one (1) complimentary checked bag and one (1) carry-on bag, free of charge on international flights. Your carry-on must be able to fit in the overhead compartment or under the seat in front of you.
WHAT ITEMS SHOULD I KEEP WITH ME IN MY CARRY-ON LUGGAGE?
Please pack your valuables and anything you will need within the next 24 hours in your carry-on luggage, including (but not limited to) your passport/government-issued ID, credit cards/cash, laptop, cell phone, glasses, contact lenses and solution (note size limits), and medication. Checked luggage should only contain your clothing, toiletries and replaceable items.
SHOULD I PURCHASE TRAVEL INSURANCE?
Because unforeseen circumstances may arise, we recommend that you purchase travel insurance to protect any personal travel arrangements you may make or medical situations your health insurance may not cover while away from home. We suggest you consult your insurance provider to determine what coverage you will have while traveling.
We recommend Arch RoamRight’s® Pro Plus Plan, which includes coverage for trip delay; emergency medical treatment or evacuation; lost, stolen, or damaged baggage; or baggage delay. Please note that this plan does not include trip cancellation. Coverage begins once you depart on your trip. The plan also includes non-insurance services of Worldwide Emergency Assistance supported by UnitedHealthcare Global. For more information or to purchase a travel insurance plan, click here.
COVID-19
For questions on how travel insurance relates to COVID-19, please refer to the questions and answers section on our supplier’s travel insurance website: https://www.roamright.com/Claims/Significant-Travel-Events/.
DO I NEED TO HAVE HEALTH INSURANCE COVERAGE IN ORDER TO TRAVEL?
We highly encourage all travelers to carry proof of health insurance coverage. Mandatory health insurance coverage for entry into foreign countries can be required. Participants can be denied entry into countries that request proof of health insurance coverage and are unable to provide documentation. Medicare coverage does not apply or cover any medical needs outside the U.S. unless travelers have supplemental insurance such as Medicare Advantage and Medigap.
NOTICE FOR PREGNANT WOMEN
Royal Caribbean Cruises Ltd. policy for pregnant women is derived from the Cruise Lines International Association endorsement of the American College of Emergency Physicians Health Care Guidelines for Cruise Ship Medical Facilities. This states that “pregnant women who have entered the 24th week of estimated fetal gestational age at any time during the cruise" should not be permitted to sail.
It is therefore Royal Caribbean Cruises Ltd. policy that any woman who has entered her 24th week of pregnancy or greater, at any time during the cruise, is prohibited from sailing.
Any pregnant woman considering a cruise should first consult with her treating physician. There is no obstetrician or gynecologist available on the ship and unstable pregnancies are potentially life-threatening, especially without medical back up. Also, the availability of specialized shore side facilities can be unreliable and problematic. A guest may be at sea for several days without access to immediate hospital and/or specialist services.
All guests are required to sign a health questionnaire at check-in to ensure they are aware of Royal Caribbean's pregnancy policy.
WHAT KIND OF AIRFARE IS INCLUDED IN MY PACKAGE?
Your package includes round-trip economy class airfare for you and your complimentary guest (should you choose to bring one) from your home city on the group arrival and departure dates. Additional costs may apply if you choose to travel on alternate dates or upgrade your flights.
HOW WILL MY FLIGHTS BE BOOKED?
After you complete your registration, you will be contacted via email by one of our Flight Coordinators. Flight suggestions will be made based on the preferences and parameters you enter in your registration, and tickets issued after receiving your approval. Please keep in mind most itineraries will expire within 24 hours if not ticketed, and all fares are subject to change until ticketed. If you have any special requests, please be sure to note them as requested in the registration process (frequent flyer number, seat preferences, etc).
HOW LONG DO I HAVE TO CONFIRM MY INTINERARY AFTER A FLIGHT COORDINATOR HAS CONTACTED ME?
Fares and availability are subject to change until ticketed. Most itineraries must be ticketed within 24 hours of booking or they expire. Replying promptly increases your chances of getting the most desirable flight schedule possible.
CAN MY TSA KNOWN TRAVELER NUMBER (KTN) OR REDRESS NUMBER BE ATTACHED TO MY RESERVATION?
Please provide your KTN or Redress Number during registration, if possible, or provide it to your Flight Coordinator when confirming your flights. Please be advised that the name on your ticket must match the name on your KTN application and the name on the identification you are using to travel or in order to receive TSA Pre-Check benefits.
CAN I PAY TO UPGRADE TO FIRST CLASS/BUSINESS CLASS/PREMIUM ECONOMY?
Your Flight Coordinator can provide you with the cost of upgrading to a premium cabin or seat upon request. Many airlines have premium seats with extra legroom and priority boarding for an additional cost. These seats can be purchased through your Flight Coordinator, on the airline’s website, or by contacting the airline’s reservations department.
CAN I USE MY FREQUENT FLYER MILES TO UPGRADE?
Morris Meetings & Incentives does not have the ability to view mileage upgrade availability, and cannot quote the number of miles needed to upgrade. If you wish to use frequent flyer miles to upgrade, we suggest taking an air credit and speaking with your preferred airline directly.
CAN I MAKE CHANGES TO MY ITINERARY AFTER MY TICKET HAS BEEN BOOKED?
Fares are subject to change at any time based on availability, and are not guaranteed until ticketed. Any cost associated with changes made beyond the 24-hour cancellation time frame after the tickets have been issued will be at your expense, including penalty fees and applicable fare difference. Fare difference may apply for changes made during the 24-hour period after the ticket is issued, but the change fee will not apply.
IS THERE A FEE TO CHANGE MY FLIGHTS?
With the exception of Basic Economy fares, most airlines permit changes to be made to your ticket any time prior to departure, and most airlines require change fees in addition to the difference in fare. All airlines charge difference in fare for flight changes, even if they do not charge a fee for changes. Most airlines charge a $200 change fee for domestic flights, and some flights to Canada, Mexico, and South America; change fees for international flights can be $300-400 depending on the airline and the destination. Please check with the airline, or our Flight Coordinator team, for specific change fee amounts.
WHAT IF I NEED TO CANCEL? CAN I USE MY TICKET IN THE FUTURE?
Unless otherwise stated, all tickets are non-refundable and expire one year from the date of issue. Fares are subject to change at any time based on availability, and are not guaranteed until ticketed. Any cost associated with changes made beyond the 24-hour cancellation time frame after the tickets have been issued will be at your expense; including penalty fees and applicable fare difference (fare difference may apply for changes made within 24 hours). Unless previously agreed upon, neither MMI nor the program sponsor will cover the cost of change fees or fare difference for voluntary changes and/or name corrections.
WHAT IF THE NAME ON MY TICKET DOES NOT MATCH MY IDENTIFICATION?
In order to be in compliance with the TSA Secure Flight Program, both the TSA and the airlines require that the name on your reservation matches the name on the government-issued photo identification you present at the airport. This requirement supersedes any requirement for airline frequent flyer accounts to match the name on your ticket, and you may need to submit a request to have the name on your airline frequent flyer account changed to match your I.D.
CAN I CHANGE THE NAME ON MY TICKET OR MY GUEST'S TICKET?
Unless otherwise stated, all tickets are non-transferable, which means that the name on the ticket cannot be changed. If your name is misspelled, or if you need to make a minor name correction, please contact the Flight Coordinator who booked your tickets. Be advised that name corrections made after the 24-hour free change and cancellation period may be subject to a name correction fee.
Unless previously agreed upon, neither MMI nor the program sponsor will cover the cost of change fees for voluntary changes and/or name corrections.
IF THE PROGRAM IS CANCELLED OR POSTPONED FOR ANY REASON, CAN I BE REFUNDED FOR ANY FLIGHT COSTS, INCLUDING (BUT NOT LIMITED TO) TICKETS, ADDITIONAL GUEST TICKETS, TRAVEL DEVIATIONS, UPGRADES, AND ADDING ADDITIONAL CITY STOPS?
Money collected for your flights cannot be refunded in the event the trip host cancels or postpones the trip. Refunds and credits are at the discretion of the airline. Typically, an airline will not offer any refunds or credits unless the flight has been cancelled.
WILL MY PREFERRED SEAT TYPE BE ASSIGNED FOR ME?
Flight Coordinators will do everything possible to assign you in your preferred seat type (e.g. window, aisle, bulkhead, etc.). However, seat requests cannot be guaranteed. If your preferred seat type is not available, a Flight Coordinator will assign the best seat type available.
SHOULD I BE CONCERNED IF I DON'T HAVE A SEAT ASSIGNMENT? WHAT IF MY GUEST AND I AREN'T SEATED TOGETHER?
In some situations it may not be possible to pre-assign seats at the time of booking, or assign you and your guest(s) seats together. This is either because all pre-assigned seating is full, or the airline has an open seating policy. If you do not have seat assignments when you arrive at the gate, (or if you wish to change your seat assignments), you may speak with the gate agent about available seats. A limited number of seats are held exclusively for gate agent use on the day of departure. As these seats are limited, it’s best to arrive at the gate at least an hour prior to departure for the best availability.
24 HOURS PRIOR:
We strongly suggest checking in online for your flight. Online check-in is typically available within 24 hours of flight departure time. You can also pre-pay luggage fees, reconfirm/change your seat assignment, and sign up for flight updates.
DAY OF DEPARTURE:
Please reconfirm your itinerary prior to leaving for the airport, as schedule changes and flight delays are common. You can also download the airline's mobile app to access your boarding pass and view flight changes/updates.
For international flights, the standard recommendation is three hours prior to departure. However, recommended arrival times vary by airport and may be longer, so it’s best to check the airport website. This time accounts for parking, shuttles, check-in/baggage drop-off, security screening, and arriving at your departure gate no later than 30 minutes prior to your scheduled flight departure time.
AT THE AIRPORT:
At the check-in counter or kiosks, you'll be asked to present your identification and check your luggage (if any). If you are checking luggage, please verify it is checked through to your final destination (LIM). Keep in mind gate assignments can change, so keep an eye on the airport monitors for flight updates.
WHEN SHOULD I BE AT THE GATE?
Most airlines close the boarding doors 10 minutes prior to the scheduled departure time to allow time to complete final paperwork and baggage loading. Whenever possible, passengers should be at the assigned departure gate no later than 30 minutes prior to the scheduled departure time for domestic flights. For international flights, passengers should arrive 45 minutes prior to scheduled departure time because gate agents will need to re-verify passports prior to boarding. Please check with the airline carrier, for their specific recommended gate time frames.
WHEN DOES BOARDING BEGIN?
Boarding typically begins 20-30 minutes prior to the scheduled departure time for domestic flights, and 45-60 minutes prior to the scheduled departure time for international flights. Depending on the connection airport, connecting flights may only allow as little as 30 minutes between the first flight arrives and the second flight departs. It is imperative that you get to your next gate as quickly as possible, and if needed, find a restroom within the vicinity of your next gate or use the lavatory onboard your next flight. Please check with the airline carrier, for their specific recommended boarding timeframes.
WHEN WILL I RECEIVE MY TRAVEL DOCUMENTS?
You will be emailed your personalized Travel Summary a few weeks prior to travel. We will be preparing a mobile app* which will be available several weeks prior to the trip. The app will be a wonderful and easy to use resource while you are on the go! Our app will include the agenda, trip information, answers to frequently asked questions, and more. Specifics regarding when and how to download the app will be emailed out close to the trip. You will want to be sure to download the app before you leave.
*Data rates will apply when you are not connected to Wi-Fi on the ship. Any resulting data charges would be at your own expense.
Our mobile app features:
WHERE DO I FIND MY CRUISE RESERVATION DOCUMENTS?
If your cruise documents are available, you can access them through your reservation dashboard in your Guest Account. If your documents are not yet available, check back soon. You should also receive an e-mail when your documents are ready.
If you reserve your cruise vacation online, you’ll receive your cruise documents through e-mail with downloading instructions when your documents are ready.
If you reserve your cruise with a Travel Advisor or a Certified Vacation Planner, your cruise documents will be sent to your Travel Advisor 20-50 days prior to sailing, assuming your reservation is finalized and your payments have been made. Group documents and those that include air arrangements require additional steps and will be sent within 30 days of sailing.
Documentation may not be provided in advance for reservations finalized the week of the sailing – guests will obtain pertinent details at the pier prior to boarding, and once onboard. If you have any questions, please contact your travel advisor or Certified Vacation Planner directly.
WHAT DOCUMENTS ARE REQUIRED TO CHECK-IN FOR THE CRUISE?
In order to complete Check-In successfully, you will need the following:
You will also need to establish an Onboard Expense Account via either credit card or cash.
WHEN CAN I CHECK-IN FOR MY ROYAL CARIBBEAN CRUISE?
PLEASE NOTE: Royal Caribbean is hard at work uplifting their cruises for the health and safety of guests, crew, and the communities in which they operate. They are guided by the recommendations of our Healthy Sail Panel and the requirements of countries where they sail. For guests of scheduled sailings, they will provide clear communication about what you need to know for cruises in advance of your sail date, including check in dates, health and safety information, app notifications and all of the activities available throughout your cruise. The cruise check-in window opens closer to your sailing date, which differs from our traditional check-in timeline.
When it’s time to check in, we recommend you use the Royal Caribbean app to check in all guests on your reservation. The app provides a quick and easy check-in process so you can start your vacation sooner. Updates include:
As before, guests may also check in using the Royal Caribbean website up to 48 hours before sailing. Guests must complete check in, however, using the app or at the terminal. We highly recommend completing check-in using the app for the easiest, fastest, and complete check-in experience.
Royal Caribbean International requires guests to be checked in no later than 60 minutes prior to the scheduled sailing time*. Guests arriving late will not be permitted to sail.
When you Check-In at the terminal, show your SetSail Pass in the app to the terminal agent to scan and complete the check-in process.
HOW CAN I GET MY ROYAL CARIBBEAN CRUISE BOARDING PASS (SETSAIL PASS)?
Successfully completing the check-in process for you and those guests listed on your SetSail Pass will allow you to receive a SetSail Pass.
In order to complete Check-In successfully, you will need the following:
WHAT IS AN ONBOARD EXPENSE ACCOUNT?
You will need to establish an Onboard Expense Account via either credit card or cash. An Onboard Expense Account, also known as your Seapass® onboard account, is the cashless system used for all onboard purchases and services. The account may be set-up with either a credit card or as a cash account. You may establish a master account and add guests from your stateroom or another stateroom as authorized purchasers on your account. For each purchase made onboard the ship you will receive a receipt at the point of sale. A final statement will be delivered to your stateroom on the final morning of your cruise vacation for your review.
Guests that set up a Seapass account with a credit card should verify the statement. If all purchases are correct, they will automatically be billed to the credit card.
Guests on a cash account will need to settle their statement onboard prior to disembarking. The ship will provide you with specific details.
HOW DO I SETUP A ROYAL CARIBBEAN SEAPASS OR ONBOARD EXPENSE ACCOUNT?
An Onboard Expense Account, also known as your Seapass® onboard account, is the cashless system used for all onboard purchases and services. Depending on your ship, SeaPass cards are handed out at the pier or will be in your stateroom waiting for you. The account can be set-up with either a credit card, debit card or as a cash account during check-in or at the pier. You can also add guests from your stateroom or another stateroom as authorized purchasers on your account. For each purchase made onboard the ship you will receive a receipt. A preliminary statement will be delivered to your stateroom on the day prior to the final morning of your cruise vacation for your review. A final statement will be e-mailed to you shortly after departing the ship on the last day of your cruise.
If you set up your account with a card, shortly after departing the ship on the last day of your cruise, Royal Caribbean International® will automatically post the final charge to your card on file. Guests on a cash account will need to settle their statement onboard prior to disembarking.
Important Information: Throughout the cruise, daily authorizations (holds) will be placed on your card to ensure funds are available for your purchases. If you register a card and change to another card or cash during your sailing, you may still see holds on the original card. While the holds aren’t charges, they do reduce your available balance. Most holds are released within 3 to 5 business days, however, depending on your bank this may take up to 30 days. Royal Caribbean International does not control how long the holds remain as the length of time is determined by your financial institution.
WHAT TRAVEL DOCUMENTS ARE REQUIRED TO BOARD?
In order to board the ship, guests will need to bring the following documents:
Accepted Forms of Identification
All guests will also need a form of identification to board the ship. Accepted forms of identification vary based on nationality, departure port and disembarkation port.
Accepted Identification for U.S. Citizens
No refunds will be given to individuals who fail to bring proper documentation.
For additional United States passport information visit the United States Department of State travel information website. Visa Central is the passport and visa service that we recommend, should our guests need passport and visa assistance. You may contact Visa Central for all your passport needs. Visa Central can obtain passports in as little as one day. US Residents, please contact VisaCentral online at www.visacentral.com/royalcaribbean, email rci@visacentral.com or call 800-858-8579, and be sure to reference Royal Caribbean account 44988 for reduced service fees.
Accepted Identification for International Guests (non-U.S. Citizens) for US Sailings:
No refunds will be given to individuals who fail to bring proper documentation.
WHAT IF THE NAME ON MY IDENTIFICATION DOESN'T MATCH THE NAME ON MY RESERVATION?
It is important that the name on your reservation be exactly as it is stated on your passport or other official proof of nationality. If your name has changed since your document was issued (e.g., marriage or divorce), it is required that you update the document with the new name or provide an official supporting document (e.g., a state, county or province issued marriage license, divorce decree or legal name change document) of the name change. All documents must be the original or a notarized copy. Additionally, if you are using an identification (e.g., driver's license) and a citizenship document (e.g., birth certificate), then BOTH documents must match the name on your reservation. Otherwise, it may result in delay or possible denial of boarding.
COVID-19 VACCINATIONS RECORD CARDS AND FORMS
We recommend you bring your vaccination documents with you, as local authorities or businesses in some destinations require it for entrance.
HOW CAN I STAY IN TOUCH WITH MY FAMILY AND FRIENDS BACK AT HOME?
The least expensive way to stay in touch with friends and family is to wait until you're in port to try to reach them. You will often find free Wi-Fi in port, most often in the cruise terminal or at a local internet cafe. There are many popular web-based applications for staying in touch (WhatsApp, Skype, Facebook Messenger, etc.). Some phone plans even come with free or low-cost Wi-Fi access or phone service (including texting) in many countries as well.
Internet service is available on board, but can be slow or unavailable, depending on satellite connectivity. If you plan to use the internet frequently, you'll get the most value by purchasing an internet package from the internet cafe. The bigger (i.e., more minutes or bandwidth) the package, the smaller the per-minute or per-bandwidth cost.
CAN I MAKE CALLS TO THE THE MAINLAND FROM THE CRUISE SHIP?
On most cruise ships you will have a phone in your cabin that you can use to call the mainland, but prices can be as high as $8 per minute, varying by cruise line. As there are no cell towers in the ocean, you will not be able to make cell phone calls while at sea, unless you have a satellite phone or purchased a special cruise-to-land service package from the cruise line or your cell provider.
WHAT SHOULD I KNOW ABOUT DISEMBARKATION?
You will receive detailed instructions for disembarkation a few days prior to the final night of the cruise. You will be asked to have your large pieces of luggage (those you plan to check) packed, locked, and outside your stateroom door sometime late in the evening (typically between 11:00 pm and midnight) on the final night of the cruise. The cabin stewards will collect it through the night, store it in the ship's hold, and then offload it early the next morning. It will be waiting for you to collect in the pier after you disembark. Final onboard accounts will be posted under your stateroom door and must be settled prior to disembarkation. The ship prefers you to settle your account the night before to avoid slowing down the disembarkation process.
As your large suitcases will be collected the night before disembarking the ship, please remember to bring a smaller overnight bag for your toiletries, prescriptions, and other 'need-to-have' items.
WHAT SHOULD I KNOW ABOUT CUSTOMS PROCEDURES?
All articles will need to be declared upon reentry into the United States, including gifts. Residents are normally entitled to a duty-free exemption of $800. Generally, one liter of alcohol per person may be entered into the U.S. duty-free by travelers who are 21 or older. Additional quantities may be entered, although they will be subject to duty and Federal excise taxes that will be assessed and collected at the port of entry. Up to 100 cigars and 200 cigarettes may also be included in the $800 duty exemption.
Please note that for any gifts received, payment of all applicable taxes, including but not limited to, customs and duty, VAT, sales and use, GST and/or income taxes will be the recipient’s responsibility. We cannot provide tax advice, please consult with your local tax adviser.
IS THERE A DOCTOR ONBOARD?
Every RCCL ship has an on-board Medical Center staffed by licensed physicians and critical care nurses. While not a full-service hospital, the Medical Center is well equipped to handle most emergencies and routine medical procedures. A customary fee will be charged for services and medications dispensed (with the exception of meclizine for seasickness, Tylenol®, and aspirin, which may also be obtained at the Front Office). Keep medication close at hand in your purse or carry-on bag. Be sure to bring enough prescription medicine to last throughout your cruise, as it may not be available on board or in some of the countries visited.
HOW CAN I INFORM YOU OF A MEDICAL CONDITION, PHYSICAL DISABILITY, OR SPECIAL DIETARY NEEDS?
You will be given the opportunity to inform us of any special needs during the registration process. We will do our best to accommodate your needs.
WHAT SHOULD I KNOW ABOUT CORONAVIRUS (COVID-19)?
For the most up-to-date information concerning COVID-19, please visit the following websites:
WHAT SHOULD I KNOW ABOUT THE ZIKA VIRUS?
For information on prevention, transmission, and other facts related to the Zika virus, click here.
WHAT IS THE DATA PROTECTION POLICY REGARDING THIS EVENT?
All Personal Data that is collected during the registration process that is necessary to fulfill travel and other service requests is protected and secure. The protective measures we use depend on the sensitivity of the information and the ways in which we collect, process, and store it. These measures include security controls to prevent unauthorized access to our facilities and systems, strong authentication procedures, strict password protection protocols, and utilizing encryption software for all financial and other sensitive Personal Data transmitted on or through our sites.
To access our full Data Protection and Privacy Policy, click here.