Pensions Law Reform – Opportunities and Challenges
 
Norman Dowie [More Info]
Director
Standard Life

After a short period in private practice, I became an in-house lawyer with Standard Life in 1985. During the past 30 years, I have specialised in pensions but, in my current role as Head of Product Advisory in Group Legal, I have a remit covering our life products as well. Product Advisory is responsible for the documentation of our contractual relationships with customers taking out our life and pensions products as well as advising Standard Life on their legal aspects.

Within pensions, I have been through the slow demise of final salary schemes, the rise (and relative fall) of small self-administered pension schemes, the end of retirement annuity contracts, the launch of personal pension schemes and self-invested personal pension schemes, the launch of stakeholder pension schemes, start and end of contracting-out on a money purchase contracting-out (and protected rights) and, in recent times, auto-enrolment.

I am the convenor of the Law Society of Scotland’s Pensions Law Sub-Committee and a member of their Pensions Law Specialisation Panel.


 
Barbara Fewkes [More Info]
Associate
Barnett Waddingham

Barbara provides actuarial and consultancy advice to a wide range of UK pension schemes, and also has experience in trusteeship. She acts as Scheme Actuary to a number of schemes across the UK and has spoken at a number of Barnett Waddingham seminars and trustee training sessions.

She regularly advises trustees in relation to current issues, scheme governance and scheme funding matters, including assisting in negotiations with employers. Barbara also has significant experience of helping trustees through the winding-up process, including those winding up outside of the PPF.

Barbara graduated from the University of Warwick with a BSc in mathematics and qualified as a Fellow of the Institute and Faculty of Actuaries whilst based in Barnett Waddingham’s Bromsgrove office. She moved to the Glasgow office and became an associate of the firm in August 2012.

 
Alistair Hill [More Info]
Partner
CMS Cameron McKenna LLP
A partner in CMS UK’s pensions group, Alistair has focused exclusively on pensions law and practice since qualification in 1991.

Alistair is a member of the Association of Pension Lawyers and a former chairman of the Association's Scottish Group. He is a co-author of Butterworth’s PFI Manual (covering pensions matters in staff transfers in the public and private sectors) and has developed online personal pensions reference material for LexisPSL.

Although qualified and practicing both as an English and a Scottish solicitor, Alistair is based primarily in Edinburgh and is widely recognised as one of Scotland's leading pensions specialists.
 
James Keith [More Info]
Senior Associates
MacRoberts LLP

James is a Senior Associate in the Pensions Group of MacRoberts LLP and a Director of MacRoberts Trustees Limited, its independent trustee company. James joined MacRoberts in 2003 and advises on all aspects of pensions law to trustees, companies, public sector and third sector organisations.

 

James is a committee member of the Scottish Group of the Association of Pension Lawyers.

 

James is recommended by clients in legal directories such as Chambers & Partners 2015 (Pensions), 2014, 2013 and Legal 500 2013.

 

James is also co-authoring the Scottish section of Tolley's Pensions Law, a major UK legal textbook, due out early next year.

 
Edwin Mustard [More Info]
Partner
Shepherd & Wedderburn
Edwin Mustard  is a partner in the Pensions Law Group at Shepherd & Wedderburn. He advises companies, trustees, and financial institutions on all aspects of pensions law including general scheme advisory work, scheme mergers and reconstructions, changing benefit provisions and closure to future accrual, employer debt issues, Pension Protection Fund entry and pension disputes. He also advises on issues affecting defined contribution arrangements, including the establishment of contract based arrangements for an insurance company provider, and currently chairs the Scottish group of the Association of Pension Lawyers.